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| Deposit Rates |
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| Deposit Name |
Provisional Profit Rate |
| Al-Wadia Current Deposit |
0% |
| Mudaraba Savings Deposit (MSD) |
Below BDT 1 (One) Crore 3.00% BDT 1 (One) Crore and above 4.00%
|
| Mudaraba Special Notice Deposit (MSND)* |
Below BDT 1 (One) Crore 3.00%
BDT 1 (One) Crore and above but Below BDT 25 (Twenty Five) Crore 3.00%
BDT 25 (Twenty Five) Crore and above but Below BDT 50 (Fifty) Crore 3.25%
BDT 25 (Fifty) Crore and above but Below BDT 100 (Hundred) Crore 4.00%
BDT 100 (Hundred) Crore and above 4.00%
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| * The deposit mentioned will be based on average balance. |
| Effect From : January 01, 2026 |
|
| Mudaraba Term Deposit Receipt |
|
| Mudaraba Term Deposit Receipt |
Provisional Profit Rate
(Upto BDT 1 Crore) |
Provisional Profit Rate
(BDT 1 Crore &Above ) |
| Mudaraba Term Deposit – 1 (One) Month |
5.25%
|
5.25% |
| Mudaraba Term Deposit – 3 Months |
8.50% |
9.00% |
| Mudaraba Term Deposit – 6 (Six) Months |
9.00% |
9.50% |
| Mudaraba Term Deposit – 1 (One) Year |
9.50% |
9.50% |
| Mudaraba Term Deposit – 2 (Two) Years |
9.50% |
9.50% |
| Mudaraba Term Deposit – 3 (Three) Years & Above. |
9.50% |
9.50% |
|
| Effect From : January 01, 2026 |
|
| Mudaraba Deposit Scheme |
|
| Scheme Name |
Provisional Profit Rate |
Rmarks |
| Mudaraba Monthly Income Scheme |
|
One can deposit Tk. 25,000.00 or its multiple amount |
| 01 (One) Year |
9.50% |
| 03 (Three) Year |
9.50% |
| 05 (Five) Year |
9.50% |
| EXIM Probashi (01) One Year |
9.50% |
| Effect From : January 01, 2026 |
| Scheme Name |
Provisional Profit Rate |
Rmarks |
| Mudaraba Monthly Savings Scheme |
|
One can deposit Tk. 200.00 or Tk. 500.00 or multiple of these amounts |
| 03 (Three) Years |
6.75 % |
| 05 (Five) Years |
7.00 % |
| 08 (Eight) Years |
7.25 % |
| 10 (Ten) Years |
7.50 % |
| 12 (Twelve) Years |
7.75 % |
| Mudaraba Hajj Scheme |
|
Any amount |
| 05 (Five) Years |
7.50 % |
| 08 (Eight) Years |
7.60 % |
| 10 (Ten) Years |
7.70 % |
| 15 (Fifteen) Years |
7.85 % |
| 20 (Twenty) Years |
8.00 % |
| Mudaraba Student Monthly Savings Scheme |
|
One can Deposit Tk. 200.00 or Tk. 500.00 and its Multiple Amount |
| 03 (Three) Years |
6.80 % |
| 05 (Five) Years |
7.00 % |
| 08 (Eight) Years |
7.25 % |
| 10 (Ten) Years |
7.50 % |
| 12 (Twelve) Years |
8.00 % |
| Mudaraba Denmohor / Marriage Savings Scheme |
|
One can deposit Tk. 500.00 or its multiple amount |
| 03 (Three) Years |
6.80 % |
| 05 (Five) Years |
6.90 % |
| 08 (Eight) Years |
7.00 % |
| 10 (Ten) Years |
7.10 % |
| 12 (Twelve) Years |
7.20 % |
| 20 (Twenty) Years |
7.30 % |
| Mudaraba Krishi Monthly Savings Schemes |
|
One can deposit Tk. 50.00 or its multiple amount |
| 03 (Three) Years |
6.80 % |
| 05 (Five) Years |
7.20 % |
| 08 (Eight) Years |
7.50 % |
| 10 (Ten) Years |
7.75 % |
| 12 (Twelve) Years |
8.00 % |
| Mudaraba Probashi Monthly Savings Scheme |
|
One can Deposit Tk. 500.00 and its Multiple Amount |
| 03 (Three) Years |
6.80 % |
| 05 (Five) Years |
7.20 % |
| 08 (Eight) Years |
7.50 % |
| 10 (Ten) Years |
7.75 % |
| 12 (Twelve) Years |
8.00 % |
| Mudaraba Cash Wakf Diposit |
9.50% |
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|
| Effect From : January 01, 2026 |
|
Mudaraba Monthly Income Scheme |
|
| Tenure/Period |
Weightage |
Provisional Rate of Profit |
Net payable after deduction of 10% tax for Tk. 1.00 lac |
Net payable after deduction of 15% tax for Tk. 1.00 lac |
| 01 (One) Year |
1.27 |
9.50 % |
Tk. 713/- |
Tk. 673/- |
| 03 (Three) Year |
1.27 |
9.50 % |
Tk. 713/- |
Tk. 673/- |
| 05 (Five) Year |
1.27 |
9.50 % |
Tk. 713/- |
Tk. 673/- |
|
|
| Mudaraba Monthly Savings Scheme |
|
| Year |
Rate of Profit |
Different slabs and estimated payable after maturity ( may be more or less) |
| 200/- |
500/- |
1,000/- |
2,000/- |
5,000/- |
10,000/- |
20,000/- |
| 03 Years |
6.75 % |
8001/- |
20002/- |
40004/- |
80009/- |
200022/- |
400043/- |
800086/- |
| 05 Years |
7.00 % |
14402/- |
36005/- |
72011/- |
144021/- |
360053/- |
720105/- |
1440211/- |
| 08 Years |
7.25 % |
26074/- |
65185/- |
130370/- |
260741/- |
651852/- |
1303704/- |
2607408/- |
| 10 Years |
7.50 % |
35808/- |
89521/- |
179042/- |
358085/- |
895212/- |
1790424/- |
3580848/- |
| 12 Years |
7.75 % |
47591/- |
118978/- |
237957/- |
475913/- |
1189783/- |
2379566/- |
4759132/- |
|
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| Mudaraba Denmohor / Marriage Deposit Scheme |
|
| Tenure / Period |
Different slabs and estimated payable after maturity ( Maybe more or less) (Amount in Tk.) |
| Profit Rate |
500/- |
1,000/- |
2,000/- |
5,000/- |
10,000/- |
20,000/- |
| 03 Years |
6.80 % |
20018/- |
40036/- |
80072/- |
200180/- |
400360/- |
800720/- |
| 05 Years |
6.90 % |
35909/- |
71818/- |
143637/- |
359092/- |
718185/- |
1436370/- |
| 08 Years |
7.00 % |
64473/- |
128947/- |
257893/- |
644733/- |
1289466/- |
2578933/- |
| 10 Years |
7.10 % |
87535/- |
175070/- |
350141/- |
875352/- |
1750703/- |
3501407/- |
| 12 Years |
7.20 % |
114559/- |
229119/- |
458238/- |
1145595/- |
2291190/- |
4582380/- |
| 20 Years |
7.30 % |
271804/- |
543609/- |
1087217/- |
2718043/- |
5436086/- |
10872172/- |
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| Effect From : January 01, 2026 |