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Home » Retail Banking » Deposits » Deposit Rates
Deposit Rates
Deposit Name Provisional Profit Rate
Al-Wadia Current Deposit 0%
Mudaraba Savings Deposit (MSD) 2.00% *
Mudaraba Special Notice Deposit (MSND) 2.00% (Below BDT 10 Crore)
3.00% (BDT 10 Crore and above but below BDT 50 Crore) *
3.00% (BDT 50 Crore and above) *
Effect From : June 01, 2021 (*Bundle Allowed)
Mudaraba Term Deposit Receipt
Mudaraba Term Deposit Receipt Provisional Profit Rate
(Flag "A")		 Provisional Profit Rate
(Flag "B")
Mudaraba Term Deposit – 1 (One) Month 2.75% 2.75%
Mudaraba Term Deposit – 3 Months 4.75% 5.60%
Mudaraba Term Deposit – 6 (Six) Months 5.00% 5.75%
Mudaraba Term Deposit – 1 (One) Year 5.25% 5.75%
Mudaraba Term Deposit – 2 (Two) Years 5.25% 5.75%
Mudaraba Term Deposit – 3 (Three) Years & Above. 5.25% 5.75%
Effect From : September 01, 2021
Flag “A”: Corporate and other deposits.
Flag “B”: Personal deposits as well as Employees’ Provident Fund, Pension Fund or funds build up for settling different retirement claims of Government/ Non-Government Organizations.
Mudaraba Deposit Scheme
Scheme Name Provisional Profit Rate Rmarks
Mudaraba Monthly Benefit Scheme   One can deposit Tk. 25,000.00 or its multiple amount
EXIM Senior (01) One Year 5.50%
EXIM Femina (01) One Year 5.50%
EXIM Su- Grihini (01) One Year 5.50%
EXIM Probashi (01) One Year 5.50%
Mudaraba Monthly Income Scheme   One can deposit Tk. 25,000.00 or its multiple amount
01 (One) Year 5.00%
03 (Three) Year 5.25%
05 (Five) Year 5.50%
Effect From : July 30, 2021
Scheme Name Provisional Profit Rate Rmarks
Mudaraba Monthly Savings Scheme   One can deposit Tk. 200.00 or Tk. 500.00 or multiple of these amounts
03 (Three) Years 5.50 %
05 (Five) Years 5.55 %
08 (Eight) Years 5.60 %
10 (Ten) Years 5.65 %
12 (Twelve) Years 5.70 %
Mudaraba Super Savings Scheme (12 Years)

More than Double (5.95 %)

 One can deposit Tk. 5,000.00 or its multiple amount
Mudaraba Multiplus Savings Scheme (19 Years) More than Tripple (5.95 %)
Mudaraba Hajj Scheme   Any amount
05 (Five) Years 5.70 %
08 (Eight) Years 5.75 %
10 (Ten) Years 5.80 %
15 (Fifteen) Years 5.85 %
20 (Twenty) Years 5.90 %
Mudaraba "EXIM Education Savers"    
Mudaraba Student Savings Scheme Same as Mudaraba Savings Deposit One can Deposit Tk. 100.00 and its Multiple Amount
Mudaraba Student Monthly Savings Scheme Same as Mudaraba Monthly Savings Scheme One can Deposit Tk. 200.00 or Tk. 500.00 and its Multiple Amount
Mudaraba Denmohor / Marriage Savings Scheme   One can deposit Tk. 500.00 or its multiple amount
03 (Three) Years 5.70 %
05 (Five) Years 5.75 %
08 (Eight) Years 5.80 %
10 (Ten) Years 5.85 %
12 (Twelve) Years 5.88 %
20 (Twenty) Years 5.90 %
EXIM Ruhama   Deposit: Tk. 25,000/- or its multiple amount
Monthly Installment: Tk. 532/- or its multiple amount
3 (Three) Years' Probable Double Benefit Scheme 5.75 %
EXIM Ziadah   Deposit: Tk. 25,000/- or its multiple amount
Monthly Installment: Tk. 605/- or its multiple amount
5 (Five) Years' Probable Triple Benefit Scherne 5.90 %
Mudaraba Krishi Monthly Savings Schemes   One can deposit Tk. 50.00 or its multiple amount
03 (Three) Years 5.70 %
05 (Five) Years 5.75 %
08 (Eight) Years 5.80 %
10 (Ten) Years 5.85 %
12 (Twelve) Years 5.90 %
Mudaraba Swapno Monthly Savings Schemes   One can deposit Tk. 100.00 or its multiple amount
03 (Three) Years 5.70 %
05 (Five) Years 5.75 %
08 (Eight) Years 5.80 %
10 (Ten) Years 5.85 %
12 (Twelve) Years 5.90 %
Mudaraba Shefa Monthly Savings Schemes   One can Deposit Tk. 200.00 or Tk. 500.00 and its Multiple Amount
03 (Three) Years 5.70 %
05 (Five) Years 5.75 %
08 (Eight) Years 5.80 %
Mudaraba Probashi Monthly Savings Scheme   One can Deposit Tk. 500.00 and its Multiple Amount
03 (Three) Years 5.70 %
05 (Five) Years 5.75 %
08 (Eight) Years 5.80 %
10 (Ten) Years 5.85 %
12 (Twelve) Years 5.90 %
Mudaraba Cash Wakf Diposit 6.00%  
Mudaraba Monthly Income Scheme
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (One) Year 1.27 5.00 % Tk. 375/- Tk. 354/-
03 (Three) Year 1.27 5.25 % Tk. 394/- Tk. 372/-
05 (Five) Year 1.27 5.50 % Tk. 413/- Tk. 390/-
Mudaraba Monthly Savings Scheme
Year Rate of Profit Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
03 Years 5.50 % 7844/- 19611/- 39222/- 78445/- 196111/- 392223/- 784446/-
05 Years 5.55 % 13858/- 34644/- 69288/- 138576/- 346440/- 692881/- 1385761/-
08 Years 5.60 % 24265/- 60662/- 121324/- 242648/- 606620/- 1213239/- 2426479/-
10 Years 5.65 % 32312/- 80780/- 161561/- 323121/- 807803/- 1615606/- 3231212/-
12 Years 5.70 % 41399/- 103498/- 206996/- 413992/- 1034980/- 2069959/- 4139919/-
Mudaraba Senior Monthly Benefit Scheme
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (one) Year 1.27 5.50 % Tk. 413/- Tk. 390/-
Mudaraba Senior Monthly Savings Scheme
Year Provisional Rate of Profit Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
01 (one) Year 5.70 % 2475/- 6189/- 12377/- 24754/- 61885/- 123770/- 247541/-
02 (Two) Years 5.80 % 5101/- 12753/- 25505/- 51010/- 127526/- 255052/- 510104/-
Mudaraba Femina Monthly Benefit Scheme
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (one) Year 1.27 5.50 % Tk. 413/- Tk. 390/-
Mudaraba Femina Monthly Savings Scheme
Weightage Rate of Profit Year Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
1.32 5.70 % 03 Years 7869/- 19673/- 39346/- 78692/- 196731/- 393461/- 786922/-
1.34 5.75 % 05 Years 13931/- 34828/- 69656/- 139312/- 348279/- 696558/- 1393116/-
1.30 5.80 % 08 Years 24476/- 61189/- 122378/- 244755/- 611888/- 1223775/- 2447551/-
1.30 5.85 % 10 Years 32669/- 81672/- 163345/- 326689/- 816723/- 1633446/- 3266891/-
1.29 5.90 % 12 Years 41958/- 104894/- 209788/- 419575/- 1048938/- 2097875/- 4195751/-
Mudaraba Su-Grehini Monthly Benefit Scheme
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (one) Year 1.27 5.50% Tk. 413/- Tk. 390/-
Mudaraba Su-Grehini Monthly Savings Scheme
Weightage Rate of Profit Year Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
1.31 5.70 % 03 Years 7869/- 19673/- 39346/- 78692/- 196731/- 393461/- 786922/-
1.33 5.75 % 05 Years 13931/- 34828/- 69656/- 139312/- 348279/- 696558/- 1393116/-
1.29 5.80 % 08 Years 24476/- 61189/- 122378/- 244755/- 611888/- 1223775/- 2447551/-
1.29 5.85 % 10 Years 32669/- 81672/- 163345/- 326689/- 816723/- 1633446/- 3266891/-
1.28 5.90 % 12 Years 41958/- 104894/- 209788/- 419575/- 1048938/- 2097875/- 4195751/-
Mudaraba Denmohor / Marriage Deposit Scheme
Tenure / Period Different slabs and estimated payable after maturity ( Maybe more or less) (Amount in Tk.)
Profit Rate 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
03 Years 5.70 % 19673/- 39346/- 78692/- 196731/- 393461/- 786922/-
05 Years 5.75 % 34828/- 69656/- 139312/- 348279/- 696558/- 1393116/-
08 Years 5.80 % 61189/- 122378/- 244755/- 611888/- 1223775/- 2447551/-
10 Years 5.85 % 81672/- 163345/- 326689/- 816723/- 1633446/- 3266891/-
12 Years 5.88 % 104753/- 209506/- 419013/- 1047531/- 2095063/- 4190125/-
20 Years 5.90 % 229425/- 458851/- 917701/- 2294254/- 4588507/- 9177014/-
Mudaraba Millionaire Deposit Scheme
Tenure / Period Weightage Profit Rates Monthly Installment Expected Amount
03 Years 1.30 5.50 % 25,497.00 10,00,000.00
05 Years 1.31 5.50 % 14,453.00 10,00,000.00
08 Years 1.32 5.60 % 8,244.00 10,00,000.00
10 Years 1.33 5.70 % 6,174.00 10,00,000.00
12 Years 1.34 5.75 % 4,816.00 10,00,000.00
15 Years 1.35 5.80 % 3,482.00 10,00,000.00
Mudaraba Kotipoti Deposit Scheme
Tenure / Period Weightage Profit Rates Monthly Installment Expected Amount
03 Years 1.30 5.00 % 2,56,973.00 1,00,00,000.00
05 Years 1.31 5.10 % 1,46,052.00 1,00,00,000.00
08 Years 1.32 5.20 % 83,858.00 1,00,00,000.00
10 Years 1.33 5.30 % 63,094.00 1,00,00,000.00
12 Years 1.34 5.40 % 49,288.00 1,00,00,000.00
15 Years 1.35 5.50 % 35,713.00 1,00,00,000.00
18 Years 1.36 5.60 % 26,794.00 1,00,00,000.00
20 Years 1.37 5.70 % 22,319.00 1,00,00,000.00
Effect From : July 30, 2021
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