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Information Memorandum (IM) of EXIM 6th Subordinated Bond | eRecruitment

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Home » Retail Banking » Deposits » Deposit Rates
Deposit Rates
Deposit Name Provisional Profit Rate
Al-Wadia Current Deposit 0%
Mudaraba Savings Deposit (MSD) 3.00%
Mudaraba Special Notice Deposit (MSND) 4.00%
Effect From : October 15, 2025
Mudaraba Term Deposit Receipt
Mudaraba Term Deposit Receipt Provisional Profit Rate
(Upto BDT 1 Crore)		 Provisional Profit Rate
(Above BDT 1 Crore)
Mudaraba Term Deposit – 1 (One) Month 5.50% 5.50%
Mudaraba Term Deposit – 3 Months 10.00% 10.00%
Mudaraba Term Deposit – 6 (Six) Months 10.50% 10.50%
Mudaraba Term Deposit – 1 (One) Year 11.00% 11.00%
Mudaraba Term Deposit – 2 (Two) Years 11.00% 11.00%
Mudaraba Term Deposit – 3 (Three) Years & Above. 11.00% 11.00%
Effect From : October 15, 2025
Mudaraba Deposit Scheme
Scheme Name Provisional Profit Rate Rmarks
Mudaraba Monthly Benefit Scheme   One can deposit Tk. 25,000.00 or its multiple amount
EXIM Senior (01) One Year 11.00%
EXIM Femina (01) One Year 11.00%
EXIM Su- Grihini (01) One Year 11.00%
EXIM Probashi (01) One Year 11.00%
Mudaraba Monthly Income Scheme   One can deposit Tk. 25,000.00 or its multiple amount
01 (One) Year 11.00%
03 (Three) Year 11.00%
05 (Five) Year 11.00%
Effect From : October 15, 2025
Scheme Name Provisional Profit Rate Rmarks
Mudaraba Monthly Savings Scheme   One can deposit Tk. 200.00 or Tk. 500.00 or multiple of these amounts
03 (Three) Years 10.00 %
05 (Five) Years 10.15 %
08 (Eight) Years 10.30 %
10 (Ten) Years 10.40 %
12 (Twelve) Years 10.50 %

Mudaraba Super Savings Scheme (6 Years)

More than Double (12.25 %)

 One can deposit Tk. 5,000.00 or its multiple amount
Mudaraba Multiplus Savings Scheme (10 Years) More than Tripple (11.60 %)
Mudaraba Hajj Scheme   Any amount
05 (Five) Years 10.35 %
08 (Eight) Years 10.45 %
10 (Ten) Years 10.55 %
15 (Fifteen) Years 10.60 %
20 (Twenty) Years 10.65 %
Mudaraba "EXIM Education Savers"    
Mudaraba Student Savings Scheme Same as Mudaraba Savings Deposit One can Deposit Tk. 100.00 and its Multiple Amount
Mudaraba Student Monthly Savings Scheme Same as Mudaraba Monthly Savings Scheme One can Deposit Tk. 200.00 or Tk. 500.00 and its Multiple Amount
Mudaraba Denmohor / Marriage Savings Scheme   One can deposit Tk. 500.00 or its multiple amount
03 (Three) Years 10.25 %
05 (Five) Years 10.35 %
08 (Eight) Years 10.45 %
10 (Ten) Years 10.55 %
12 (Twelve) Years 10.60 %
20 (Twenty) Years 10.65 %
EXIM Ruhama   Deposit: Tk. 25,000/- or its multiple amount
Monthly Installment: Tk. 392/- or its multiple amount
3 (Three) Years' Probable Double Benefit Scheme 10.25 %
EXIM Ziadah   Deposit: Tk. 25,000/- or its multiple amount
Monthly Installment: Tk. 424/- or its multiple amount
5 (Five) Years' Probable Triple Benefit Scherne 10.50 %
Mudaraba Krishi Monthly Savings Schemes   One can deposit Tk. 50.00 or its multiple amount
03 (Three) Years 10.25 %
05 (Five) Years 10.35 %
08 (Eight) Years 10.45 %
10 (Ten) Years 10.55 %
12 (Twelve) Years 10.65 %
Mudaraba Swapno Monthly Savings Schemes   One can deposit Tk. 100.00 or its multiple amount
03 (Three) Years 10.25 %
05 (Five) Years 10.35 %
08 (Eight) Years 10.45 %
10 (Ten) Years 10.55 %
12 (Twelve) Years 10.65 %
Mudaraba Shefa Monthly Savings Schemes   One can Deposit Tk. 200.00 or Tk. 500.00 and its Multiple Amount
03 (Three) Years 10.25 %
05 (Five) Years 10.35 %
08 (Eight) Years 10.45 %
Mudaraba Probashi Monthly Savings Scheme   One can Deposit Tk. 500.00 and its Multiple Amount
03 (Three) Years 10.25 %
05 (Five) Years 10.35 %
08 (Eight) Years 10.45 %
10 (Ten) Years 10.55 %
12 (Twelve) Years 10.65 %
Mudaraba Mihnat Monthly Savings Schemes   One can deposit Tk. 200.00 or Tk. 500.00 and its multiple amount
03 (Three) Years 10.25 %
05 (Five) Years 10.35 %
08 (Eight) Years 10.45 %
10 (Ten) Years 10.55 %
12 (Twelve) Years 10.65 %
Mudaraba Happyness Monthly Savings Schemes   One can deposit Tk. 200.00 or Tk. 500.00 and its multiple amount
01 (One) Year 10.00 %
03 (Three) Years 10.15 %
05 (Five) Years 10.30 %
08 (Eight) Years 10.40 %
10 (Ten) Years 10.50 %
Mudaraba Cash Wakf Diposit 10.50%  
Effect From : October 15, 2025
Mudaraba EXIM Smart Receipts Monthly Income Scheme
Amount Weightage Provisional Rate of Profit
Tk 50,000 1.25 10.75%
Tk 1,00,000 to Tk 4,50,000 1.25 11.00%
Tk 5,00,000 to Tk 9,50,000 1.25 11.15%
Tk 10,00,000 to Tk 99,50,000 1.25 11.30%
Tk 1,00,00,000 and above 1.25 11.50%
Effect From : October 15, 2025
Mudaraba Monthly Income Scheme
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (One) Year 1.27 11.00 % Tk. 825/- Tk. 779/-
03 (Three) Year 1.27 11.00 % Tk. 825/- Tk. 779/-
05 (Five) Year 1.27 11.00 % Tk. 825/- Tk. 779/-
Mudaraba Monthly Savings Scheme
Year Rate of Profit Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
03 Years 10.00 % 8426/- 21065/- 42130/- 84260/- 210650/- 421300/- 842600/-
05 Years 10.15 % 15680/- 39201/- 78402/- 156805/- 392012/- 784024/- 1568048/-
08 Years 10.30 % 29884/- 74709/- 149419/- 298838/- 747095/- 1494190/- 2988380/-
10 Years 10.40 % 42284/- 105710/- 211421/- 422841/- 1057103/- 2114206/- 4228412/-
12 Years 10.50 % 57785/- 144462/- 288924/- 577847/- 1444618/- 2889236/- 5778473/-
Mudaraba Senior Monthly Benefit Scheme
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (one) Year 1.27 11.00 % Tk. 825/- Tk. 779/-
Mudaraba Senior Monthly Savings Scheme
Year Provisional Rate of Profit Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
01 (one) Year 10.25 % 2538/- 6344/- 12688/- 25375/- 63438/- 126876/- 253751/-
02 (Two) Years 10.50 % 5362/- 13405/- 26810/- 53620/- 134049/- 268099/- 536198/-
Mudaraba Femina Monthly Benefit Scheme
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (one) Year 1.27 10.00 % Tk. 750/- Tk. 708/-
Mudaraba Femina Monthly Savings Scheme
Weightage Rate of Profit Year Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
1.32 10.25 % 03 Years 8460/- 21150/- 42299/- 84598/- 211496/- 422992/- 845985/-
1.34 10.35 % 05 Years 15766/- 39416/- 78832/- 157663/- 394158/- 788317/- 1576633/-
1.30 10.45 % 08 Years 30088/- 75221/- 150442/- 300883/- 752208/- 1504416/- 3008832/-
1.30 10.55 % 10 Years 42656/- 106641/- 213282/- 426564/- 1066411/- 2132822/- 4265643/-
1.29 10.65 % 12 Years 58413/- 146032/- 292065/- 584130/- 1460325/- 2920649/- 5841299/-
Mudaraba Su-Grehini Monthly Benefit Scheme
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (one) Year 1.27 11.00% Tk. 825/- Tk. 779/-
Mudaraba Su-Grehini Monthly Savings Scheme
Weightage Rate of Profit Year Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
1.31 10.25 % 03 Years 8460/- 21150/- 42299/- 84598/- 211496/- 422992/- 845985/-
1.33 10.35 % 05 Years 15766/- 39416/- 78832/- 157663/- 394158/- 788317/- 1576633/-
1.29 10.45 % 08 Years 30088/- 75221/- 150442/- 300883/- 752208/- 1504416/- 3008832/-
1.29 10.55 % 10 Years 42656/- 106641/- 213282/- 426564/- 1066411/- 2132822/- 4265643/-
1.28 10.65 % 12 Years 58413/- 146032/- 292065/- 584130/- 1460325/- 2920649/- 5841299/-
Mudaraba Denmohor / Marriage Deposit Scheme
Tenure / Period Different slabs and estimated payable after maturity ( Maybe more or less) (Amount in Tk.)
Profit Rate 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
03 Years 10.25 % 21150/- 42299/- 84598/- 211496/- 422992/- 845985/-
05 Years 10.35 % 39416/- 78832/- 157663/- 394158/- 788317/- 1576633/-
08 Years 10.45 % 75221/- 150442/- 300883/- 752208/- 1504416/- 3008832/-
10 Years 10.55 % 106641/- 213282/- 426564/- 1066411/- 2132822/- 4265643/-
12 Years 10.60 % 145507/- 291013/- 582027/- 1455067/- 2910133/- 5820266/-
20 Years 10.65 % 416973/- 833947/- 1667893/- 4169733/- 8339467/- 16678934/-
Mudaraba Millionaire Deposit Scheme
Tenure / Period Weightage Profit Rates Monthly Installment Expected Amount
03 Years 1.30 10.00 % 23,738.00 10,00,000.00
05 Years 1.31 10.10 % 12,774.00 10,00,000.00
08 Years 1.32 10.20 % 6,725.00 10,00,000.00
10 Years 1.33 10.30 % 4,759.00 10,00,000.00
12 Years 1.34 10.40 % 3,488.00 10,00,000.00
15 Years 1.35 10.50 % 2,286.00 10,00,000.00
Mudaraba Kotipoti Deposit Scheme
Tenure / Period Weightage Profit Rates Monthly Installment Expected Amount
03 Years 1.30 10.00 % 2,37,362.00 1,00,00,000.00
05 Years 1.31 10.10 % 1,27,723.00 1,00,00,000.00
08 Years 1.32 10.20 % 67,232.00 1,00,00,000.00
10 Years 1.33 10.30 % 47,577.00 1,00,00,000.00
12 Years 1.34 10.40 % 34,863.00 1,00,00,000.00
15 Years 1.35 10.50 % 22,842.00 1,00,00,000.00
18 Years 1.36 10.60 % 15,408.00 1,00,00,000.00
20 Years 1.37 11.65 % 11,993.00 1,00,00,000.00
Effect From : October 15, 2025

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