Cautionary Notice (Regarding Online Forex Trading / Dealing) Disclosures on Risk Based Capital (Basel-II)
Admission circular of EXIM Bank Agricultural University Bangladesh

About EXIM Bank
History of EXIM Bank
Vision, Mission, Corporate Philosophy
Awards & Achievements
Corporate Social Responsibilities
Bank Operational Area
Core Banking Solution
Corporate Governance
Board of Directors
Executive Committee
Board Audit Committee
Risk Management Committee
Shariah Board
Management Team
Advisor
Shareholder Information
- Price Sensitive Information
 Products & Services
Retail Banking
Corporate Banking
SME Banking
Agri Banking
Remittance
 Financial Reports
Financial Highlights
Quarterly/Half-yearly Reports
Annual Reports
Credit Rating
Basel –II Market Disclosure
Core Banking Solution
Core banking solutions are banking applications on a platform enabling a phased, strategic approach that is intended to allow banks to improve operations, reduce costs, and be prepared for growth. Implementing a modular, component-based enterprise solution facilitates integration with a bank's existing technologies. An overall service-oriented-architecture helps banks reduce the risk that can result from manual data entry and out-of-date information, increases management information and review, and avoids the potential disruption to business caused by replacing entire systems.

Core banking solutions is new terminology frequently used in banking circles. The advancement in technology, especially Internet and information technology has led to new ways of doing business in banking. These technologies have cut down time, working simultaneously on different issues and increasing efficiency. The platform where communication technology and information technology are merged to suit core needs of banking is known as core banking solutions. Here, computer software is developed to perform core operations of banking like recording of transactions, profit calculations on loans and deposits, customer records, balance of payments and withdrawal. This software is installed at different branches of bank and then interconnected by means of communication lines like satellite, internet etc. It allows the user (customers) to operate accounts from any branch if it has installed core banking solutions. This new platform has changed the way banks are working.

EXIM Bank is using the T24 Islamic Banking Solution of Temenos which is already a recognized world leader in banking software technology with over 700 installations in over 125 countries, and more than 40 installations for Islamic Banking.

T24 for Islamic Banking is both Shariah compliant and commercially flexible. Enabling to offer a true range of the latest competitive Islamic financial products based on the award-winning success of T24 banking software platform, T24 for Islamic Banking is a single core banking software system that handles Islamic financial services in tandem with non-Islamic ones. This helps us maintaining tight control over operational costs while remaining focused on serving our valued customers in the most appropriate and effective way.

Temenos T24 is built on open software architecture that uses established technology standards to support all major banking types. Offering total scalability, T24 supports users and customers with true non-stop resilience - plus eliminates the need for Close Of Business processing to deliver a true 24/7 banking capability.

As a result of T24's leading technology credentials, T24 has the flexibility to support the needs of any bank – from the smallest greenfield operation to the largest multinational. It is this strength that has given T24 the means to establish an unrivalled track record which is enhancing productivity, increasing efficiency, mitigating risk, expanding channels-to-market, lowering costs, improving customer service, optimizing up-sell and cross-sell opportunities, driving growth, and boosting profitability.

T24 provides a high performance foundation to manage users, customers, processes, risks, delivery channels and applications - as well as deploy a full range of banking services across specialized lines of business. T24 is the most widely deployed banking software globally, and this experience continues to be built back into T24, giving T24 the most comprehensive coverage across: retail, corporate, wholesale, universal, Islamic, private wealth management and Microfinance banking.

Carrying high volumes based on multiple, secure and scalable servers, T24 does not limit the number of transactions, users or customers. Having more than 55 offices worldwide, Temenos is providing over 1,500 customer deployments in more than 125 countries across the world. This ensures T24 is able to support any size of financial institution and all levels of traffic.