Disclosures on Risk Based Capital (Basel-II)

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Basel –II Market Disclosure
Deposit Rates
Deposit Name Provisional Profit Rate
Al-Wadia Current Deposit 0%
Mudaraba Savings Deposit (MSD) Below Tk. 25 (Twenty Five) Crore,
Tk. 25 (Twenty Five) Crore & Above
5.00% 10.00%
Mudaraba Special Notice Deposit (MSND) Below Tk. 1(One) Crore Tk. 01(One) Crore to Below Tk. 25 (Twenty Five) Crore Tk. 25 (Twenty Five) Crore to Below Tk. 50 (Fifty) Crore Tk. 50 (Fifty) Crore to Below Tk. 100 (One Hundred) Crore Tk. 100 (One Hundred) Crore & Above
3.00% 4.00% 5.00% 6.00% 10.00%
Mudaraba Term Deposit Receipt
Mudaraba Term Deposit Receipt Provisional Profit Rate
1 (One) Month to below 3 (Three) Months 12.50%
3 (Three) Months to below 6 (Six) Months 12.50%
6 (Six) Months to below 1 (One) Year 12.50%
1 (One) Year to below 2 (Two) Years 12.50%
2 (Two) Years to below 3 (Three) Years 12.50%
3 (Three) Years & Above. 12.50%
Mudaraba Cash Wakf Diposit 12.25%
Mudaraba Deposit Schemes
Scheme Name Provisional Profit Rate Rmarks
Mudaraba Monthly Savings Scheme   One can Deposit Tk. 200.00 and its Multiple Amount
03 (Three) Years 12.30 %
05 (Five) Years 12.45 %
08 (Eight) Years 12.60 %
10 (Ten) Years 12.75 %
12 (Twelve) Years 12.80 %
Mudaraba Monthly Benefit Scheme   One can Deposit Tk. 1,00,000.00 and its Multiple Amount
EXIM Senior (01) One Year 15.00 %
EXIM Femina (01) One Year 14.00 %
EXIM Su- Grihini (01) One Year 13.75 %
Mudaraba Monthly Income Scheme   One can Deposit Tk. 25,000.00 and its Multiple Amount
01 (One) Year 13.50 %
03 (Three) Years 12.50 %
05 (Five) Years 12.50 %
Mudaraba Super Savings Scheme (5 & 1/2 Years) More than Double One can Deposit Tk. 5,000.00 and its Multiple Amount
Mudaraba Multiplus Savings Scheme (10 Years) More than Tripple
Mudaraba Hajj Scheme   Any Amount
05 (Five) Years 11.00 %
08 (Eight) Years 11.00 %
10 (Ten) Years 11.00 %
15 (Fifteen) Years 11.00 %
20 (Twenty) Years 11.00 %
Mudaraba Marriage Savings Scheme   One can Deposit Tk. 500.00 and its Multiple Amount
03 (Three) Years 10.50 %
05 (Five) Years 11.00 %
08 (Eight) Years 11.50 %
10 (Ten) Years 11.75 %
12 (Twelve) Years 12.00 %
20 (Twenty) Years 12.50 %
Mudaraba Monthly Savings Schemes
Weightage Rate of Profit Year Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
1.29 12.36% 03 Years 8744/- 21860/- 43719/- 87438/- 218595/- 437190/- 874380/-
1.31 12.45% 05 Years 16704/- 41760/- 83519/- 167038/- 417596/- 835192/- 1670384/-
1.28 12.60% 08 Years 33217/- 83042/- 166083/- 332166/- 830416/- 1660832/- 3321664/-
1.28 12.75% 10 Years 48599/- 121499/- 242998/- 485996/- 1214991/- 2429982/- 4859964/-
1.27 12.80% 12 Years 68378/- 170945/- 341889/- 683779/- 1709447/- 3418894/- 6837788/-
Mudaraba Senior Monthly Benefit Schemes
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (one) Year 1.38 15.00% Tk. 1125/- Tk. 1063/-
Mudaraba Senior Monthly Savings Schemes
Year Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
01 (one) Year 2576/- 6440/- 12879/- 25759/- 64397/- 128795/- 257590/-
02 (Two) Years 5537/- 13842/- 27685/- 55370/- 138425/- 276850/- 553700/-
Mudaraba Femina Monthly Benefit Schemes
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (one) Year 1.29 14.00% Tk. 1050/- Tk. 991/-
Mudaraba Femina Monthly Savings Schemes
Weightage Rate of Profit Year Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
1.32 12.60% 03 Years 8786/- 21966/- 43932/- 87863/- 219659/- 439317/- 878634/-
1.34 12.70% 05 Years 16820/- 42049/- 84099/- 168199/- 420499/- 840999/- 1681998/-
1.30 12.80% 08 Years 33527/- 83818/- 167637/- 335273/- 838183/- 1676366/- 3352732/-
1.30 12.90% 10 Years 49040/- 122600/- 245200/- 490399/- 1225999/- 2451997/- 4903995/-
1.29 13.00% 12 Years 69403/- 173509/- 347017/- 694035/- 1735087/- 3470173/- 6940346/-
Mudaraba Su-Grehini Monthly Benefit Schemes
Tenure/Period Weightage Provisional Rate of Profit Net payable after deduction of 10% tax for Tk. 1.00 lac Net payable after deduction of 15% tax for Tk. 1.00 lac
01 (one) Year 1.27 13.75% Tk. 1031/- Tk. 974/-
Mudaraba Su-Grehini Monthly Savings Schemes
Weightage Rate of Profit Year Different slabs and estimated payable after maturity ( may be more or less)
200/- 500/- 1,000/- 2,000/- 5,000/- 10,000/- 20,000/-
1.31 12.50% 03 Years 8772/- 21930/- 43861/- 87721/- 219303/- 438607/- 877214/-
1.33 12.60% 05 Years 16773/- 41934/- 83867/- 167734/- 419335/- 838670/- 1677341/-
1.29 12.70% 08 Years 33372/- 83429/- 166858/- 333716/- 834289/- 1668577/- 3337154/-
1.29 12.80% 10 Years 48746/- 121865/- 243729/- 487459/- 1218647/- 2437289/- 4874589/-
1.28 12.90% 12 Years 68888/- 172221/- 344442/- 688884/- 1722211/- 3444421/- 6888842/-