EXIM Bank Ltd

By the grace of Almighty Allah, Exim Bank Ltd has started commercial operation of fully Shariah based VISA Islamic Card (Local, International & Dual Currency) under the principle of Bai-Murabaha. This is the first Islamic electronic product for any Islamic bank in Bangladesh.

The Salient Features of the card are

	First Shariah Based Islamic Card by any Islami Bank in Bangladesh.

	Simple Profit Rate

	No Hidden Charge

	Dual Currency Facility in One Card

	Free Supplementary Card

	24 Hours Customer Service

	Auto Debit Payment Facility

	Worldwide Acceptance

	Instant card message service in mobile

Card Fees & Other Charges

General Provisions
Payment Due Date from statement date	15 days
Minimum Amount Due	8.34% of total outstanding amount or Tk. 500.00 or USD 50.00 which ever is higher.
Cash Advance Limit	50% of Assigned Investment Limit
Maximum Profit Markup-Free days available (In case of 100% payment of current balance on or before due date)	45 days
	Local		International / Dual
	Gold	Classic	Gold	Classic
Fees	BDT	BDT	USD	USD
Annual Fee (Customers)	1200	600	50	25
Annual Fee (Bankers)	700	500	50	25
Supplementary Card (1st )	FREE
Supplementary Card (2nd )	800	600	N/A	N/A
Card Replacement Fee	500	300	20	15
Excess Limit	500	300	15	10
Late Payment	300	200	10	8
Return Cheque	300	250	5	5
Statement Retrieval Fee	50	50	5	5
Sale Slip Retrieval	250	250	10	10
Outstation Cheque Collection	100	100	10	10
Pin Replacement Fee	200	200	5	5

Required Documents

	Recent Passport size photograph (2 copies)

	Photocopy of TIN certificate.

	Photocopy of Passport (first 7 pages)/ National ID Card.

	Bank statement for the last 06 months.

	If salaried, attested original salary certificate/ pay slip.

	If self-employed, copy of trade license/ partnership deed/ Memorandum and Articles of Association.

	Copy of any utility bill/ any other card statement (if any)

	Shariah Agreement

	Bank may ask for any other document(s) if the merit of the case demand.

	Required Documents for International Card:

	Travel Quota (TQ) Card - Personal Undertaking (by client). - Letter of Lien Mark (by client). - Letter of Authority to Encash (by client). Residence Foreign Currency Deposit (RFCD) Card - Letter of Lien Confirmation (by client). - Letter of Declaration to Deposit FC Amount with Debit Authority (by client). - Branch Confirmation Letter. Retention Quota (RQ) Card - Board Resolution (by client). - Letter of Lien Confirmation with Debit Authority (by branch to Card Division). - Letter of Lien Mark (by client to branch). - Letter of Corporate Guarantee (by company to Card Division). Charge Documents for all category (duly signed by client) - Demand Promissory Note (DP Note). - Letter of Guarantee. - Letter of Continuity.