General Provisions |
Payment Due Date from statement date |
15-20 days [15 Days for VISA Gold & VISA Platinum Card and 20 Days for VISA Signature Card] |
Minimum Amount Due |
5% of total outstanding amount or Tk. 500.00 or USD 60.00 whichever is higher. |
Cash Advance Limit |
50% of Assigned Investment Limit |
Maximum Profit Markup-Free days available (In case of 100% payment of current balance on or before due date) |
45-50 days [45 Days for VISA Gold & VISA Platinum Card and 50 Days for VISA Signature Card] |
|
Fees and Charges |
Item Name |
Gold |
Platinum |
Signature |
|
Local |
Dual |
Local |
Dual |
Local |
Dual |
BDT |
USD |
BDT |
USD |
BDT |
USD |
Annual/Ren Fees |
2000 |
50 |
5000 |
75 |
8000 |
125 |
Annual/Ren Fees(Banker) |
1000 |
25 |
2500 |
37.5 |
4000 |
62.5 |
Supplementary Card (Annual Fee) |
FREE |
Annual/Ren Fees(2nd Supply) |
50% of Annual/Renewal fee for 2nd supplementary and onward |
Card Replacement Fee |
500 |
20 |
750 |
25 |
1000 |
30 |
Pin Replacement Fee |
250 |
6 |
300 |
7 |
400 |
8 |
Excess Limit |
500 |
15 |
700 |
20 |
850 |
25 |
Late Payment |
400 |
10 |
500 |
15 |
700 |
20 |
Return Cheque |
300 |
5 |
300 |
5 |
300 |
5 |
Voucher Retrieval Fee |
50 |
5 |
50 |
5 |
50 |
5 |
Statement Retrieval Fee |
50 |
5 |
50 |
5 |
50 |
5 |
Sale Slip Retrieval |
250 |
10 |
250 |
10 |
250 |
10 |
Outstation Cheque Collection |
100 |
10 |
100 |
10 |
100 |
10 |
Cash Advance Fee |
2%/BDT 100 (Higher one) |
3%/$10 (Higher one) |
2%/BDT 100 (Higher one) |
3%/$10 (Higher one) |
2%/BDT 100 (Higher one) |
3%/$10 (Higher one) |
SMS Service Charge |
Yearly BDT 200.00 or Equivalent Dollar (USD) |
NOC Charge |
BDT 500.00 |
Profit Rate |
Yearly 20% |
•VAT will be applicable for Fees & Charges |